Overdraft protection plans are great—they may allow us to avoid embarrassment at the grocery store or they can cover automatic payments when we’re on vacation and forget to make important deposits or transfers. Of course, it’s even better not to let an account get too low in the first place. Email alerts are one great way to ensure you never let an account balance drop too low.

If you are signed up for Online Banking, you can set up an email alert to warn you if the balance in your designated account falls below the limit you’ve set. You can then take whatever action is necessary to avoid overdrawing that account.

Low balances happen—we get busy and forget to transfer money or make a deposit, we forget to write down a major purchase in the check book register—but a low balance doesn’t have to turn into a costly  embarrassment.

Signing up for email alerts is simple:

1. Sign on to online banking.
2. Click the “Notifications” tab on the left-hand side of the page.
3. Choose the type of notification you want from the “Add Notification” drop-down menu at the top of the page and click the “Add” button.
4. Choose if you want an alert when your balance is too low (and you need to add money) or when the balance is too high (and you might want to transfer the extra to your Money Market or open a certificate, for example). Choose the balance amount that will trigger the alert.
5. Type in the email address where you want the alert sent.
6. Click “Submit”—that’s it!

If you aren’t already enrolled in Online Banking, or if you have any difficulties setting up your email alert, we encourage you to ask at your branch or give us a call at 800-562-5515 (206-298-9394 locally), and we’ll talk you through it!

Filed under: Uncategorized by admin