Salal CU is excited to announce our new line of Visa credit cards1, coming soon. Our new cards have very competitive rates and no annual fees!2 Enjoy the purchasing power of Visa and the amazing personal service you expect from Salal.
All our cards offer 24/7 tracking via Salal Online Banking. Salal Visa cards can also provide Overdraft Protection for your Salal checking account.
- Salal Rewards Visa. Earn Salal Points to redeem on a rich variety of rewards: travel benefits including air miles, car rental and hotel discounts. Choose from a wide range of gift cards from your favorite retailers! Or take your rewards in the form of cash: we’ll send you a check, give you credit on your Visa card or deposit your cash directly to your account. You can track and redeem your Salal Points at your convenience from our Salal Points redemption website!
- Salal Classic Visa. Variable rates on this card are competitively low, and with no annual fee plus the convenience and security of tracking via Salal’s Online Banking, this is the card you’ll turn to again and again.
- Salal Student Visa3. A great choice for young people, this card has a competitively low variable rate. It’s a great way to get started building a credit history, and the Overdraft Protection can provide a little bonus peace of mind for your Salal checking account. And speaking of peace of mind, Salal Student Visa holders can track their card via Salal’s Online Banking, 24/7.
- Salal Secured Visa. For those seeking to build or rebuild credit, this card is a great tool. Funds you set aside in a special savings account provide security for the card, giving you the freedom to improve your credit score while enjoying the convenience of Visa. Track your spending via Salal’s Online Banking, and never be surprised by your credit card bill again!
Plus, Salal’s Rewards, Classic and Student Visa cards come with an amazing introductory offer: $100 cash back for your first purchase with your new card, and 5% cash back4 on purchases, balance transfers, cash advances and checks during the first three months!
With all these benefits and no annual fee, what’s not to love? Be ready to apply for your Salal Visa card and kiss your other credit cards goodbye! Stay tuned to salalcu.org or call us at 800.562.5515 for more information on when our new Salal Visa cards will be available.
NOTE: if you currently hold a Visa card with the Salal name and logo, this card is still valid, the number has not and will not change, and there’s nothing you need to do. Please be aware your statements will come from Cardmember Service, and when your current card expires, the replacement card will no longer bear the Salal name or logo. If you wish to apply for a Salal Visa card, you’ll need to do so online or at a branch.
1All Salal loans are subject to approval.
2Variable Annual Percentage Rate (APR)between 9.99% to 13.49% for our Rewards card and 7.99% to 15.74% for our Classic card. APR is determined when you open your account and is based upon your creditworthiness. After that, your APR will vary with the market based on the Prime Rate. Initial APR of 13.25% for our Student Visa; however, your APR will vary with the market based on the Prime Rate. Fixed APR of 18% on our Secured card. Foreign Transaction Fee of 3% of each transaction in U.S. dollars for the Classic, Student and Secured cards, and a Foreign Transaction Fee of 1% of each transaction for the Rewards card. Information on all cards is current as of March 1, 2012 and is subject to change without notice
3To be eligible for the Salal Student Visa card, applicants must be between 18 and 23 years of age. Applicants younger than 21 must be able to prove ability to repay debt and/or have an income of at least $3,000 per year; otherwise, a co-applicant who is at least 21 years of age will be required. 45% cash back up to $300.